As Americans continue to live longer, it is becoming more and more likely that many of us will eventually need long-term care. The Department of Health and Human Services estimates that 70% of people over the age of 65 will need some type of long term care at some point in their lives. With nursing home care costs approaching $9,000 per month, the need for this type of care can be financially devastating for families who have not done the proper planning. Without proper planning, the staggering cost of medical treatment could easily wipe out some or all of the patient’s life savings.
At Alperin Law, we understand the daunting challenge facing families as they look to save their hard-earned assets. We work with you to help avoid going broke in a nursing home. Our goal is to preserve the quality of life for the patient and his or her spouse, and preserve the estate for their loved ones. We give our clients options to protect their loved ones and their estates, as well as the flexibility to receive care in a nursing home or in their own homes. For those who need protection, we are there to meet their needs.
Long-term care planning protects assets from unforeseen health care costs. It insures that your hard-earned life savings will not be consumed by a catastrophic event. We protect both you and your family.